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The Commercial Division of Atlantic Agency offers a comprehensive menu of products and services to meet the needs of any small, mid-size or large commercial business. We will match your individual needs with all our carriers to insure that you receive the best coverage and protection at a price that is right for you.
Our expertise in servicing our commercial clients has been developed over the last 18 years. Our staff is made up of friendly, Licensed Professionals with over 60 years experience that work with commercial insurance on a daily basis. We offer online changes & certificates that are quick and easy to complete.
You can have confidence that a strong team is working for you.
“I have been a client of DCAP Insurance since 9/2004. This agency has always gone beyond my expectations. The professionalism and knowledge of my commercial insurance just blew me away! I will recommend DCAP to anyone who is looking for insurance.”
EDO Construction, Deer Park, NY |
Please see below to find out which insurance will best suit your needs or contact one of our
Professionals. We will be happy to answer any questions you might have.
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Our contractor insurance covers a wide variety of contractor’s and their specific needs such as: Carpenters, Electricians, Landscapers, Handymen, Painters, Framers, Drywall, Plumbers, Heating & Air Conditioning, Masons, Pavers, General Contractors, Roofing & Siding and many more. |
- Commercial Property Insurance:
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Property Insurance is any type of commercial insurance that reimburses an insured part who has suffered a financial loss because property has been damaged or destroyed. |
- Commercial General Liability:
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A Commercial General Liability policy provides insurance protection
to pay for bodily injury or property damage for which
the insured is legally responsible. |
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Builder’s Risk insurance cover’s buildings while they are
being constructed. For example, a builder’s risk policy would cover
losses if a windstorm takes down your partially constructed condominium complex. |
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Inland Marine insurance covers property in transit and other people’s property on your premises. For Example, this insurance would cover fire-damage to customer’s clothing from fire at your dry cleaning business. |
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Worker’s Compensation insurance covers you for an employee’s
on-the-job injuries. Businesses with the employees are required by various state laws to carry some type of worker’s compensation insurance. In most cases, workers’ compensation laws prohibit the employee from bringing a negligence lawsuit against an employer for work related injuries. |
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Business Owner’s Policy is designed to cover most small and medium sized enterprises. A BOP is class rated with the premium for Property and liability coverage’s determined by the amount of property insurance purchased. |
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Commercial Auto Insurance is to protect against injury, loss or damage to vehicles or cargo, plus damage to other property. Commercial Auto Insurance should include business-use autos, pickups, van, trucks, non-owned and rented vehicles. You may also want to include non-owned vehicles; this is applicable if employees ever use their vehicles for company purpose, also if rented vehicles will be used. |
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Umbrella Liability policies provide additional amount of insurance above one or more “primary” liability policies and in some cases, provide broader coverage that the primary policies |
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Surety Bonds represent the promise of one person to answer for the failure of another person to do something as promised. Surety Bonds are used to provide a wide range of guarantees. |
To Request a Free Quote, Click the link below:
To Request a Change to your policy, Request a certificate or Insurance or Request an Additional Insured, Please click the link below:
• Request a Change
• Request a Certificate of Insurance
• Request an Additional Insured
Please remember that no “policy change” or “request for certificates” are completed until you hear back from one of our Commercial Specialist. |
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