Ask your average main street insurance agent about "Latent Construction Defect Exposure?"Ask about the exposures a contractor faces with "Prior Work Performed", "Sunset Clauses" and "Extended Reporting Period" endorsements and/or exclusions and why it is vital that he/she understands, and can explain why, an "Occurrence" can be continuous over many years.
Unfortunately, many contractors believe their "average main street insurance agent" can do a perfect job advising and protecting them with appropriate insurance coverage's.
It simply NOT true! Worse yet, it's a good bet at some point it WILL come back and seriously harm the contractor from a coverage aspect and/or financially.
Fact: The diversity of "Contractor Coverage Forms" in today's contractor insurance marketplace is complex and MUST be taken seriously and monitored constantly. Insuring contractors is a serious business and should be left to those with proven expertise and experience.
Our contractor insurance covers a wide variety of contractor's and their specific needs such as: Carpenters, Electricians, Landscapers, Handymen, Painters, Framers, Drywall, Plumbers, Heating & Air Conditioning, Masons, Pavers, General Contractors, Roofing & Siding and many more.