Equipment & Tools Insurance



Contractors Equipment Floater Insurance covers your contractor’s equipment and tools that
leave your premises and go from jobsite to jobsite. Coverage is provided to protect against
perils such as theft, vandalism, fire, windstorm, etc. at any location. This policy is called
a “floater” because the coverage follows the equipment as it moves in your vehicles or from
one jobsite to the next.

Coverage for loss or damages to tools and equipment may be provided on a scheduled or
unscheduled basis. As a general rule, you should specifically schedule any individual piece
of equipment with an Actual Cash Value of at least $1,000. When you cover a piece of
equipment on your policy, you must provide the name of the equipment, manufacturer, year
of manufacture, serial number, and actual cash value. On the other hand, individual tools
and equipment with a value of less than $1,000 may be covered together under a limit for
Unscheduled Tools and Equipment.


Quote Intake Sheet
  1. (required)
  2. (valid email required)
  3. (required)
Business Underwriting Info
  1. Currently Insured?
  2. Claims in last 5 years
  3. Number of Active Employees:
  4. Do you subcontract work?
Liability Coverages
  1. Limit of Liability
Property Coverage
  1. Deductable
  2. Preferred Contact Method