This is also known as Errors & Omissions (E&O) Insurance. This coverage comes into play
when customers claim that something you did, advised them to do, failed to do correctly,
made, or failed to make correctly in your professional capacity caused them harm in some
way. Professional liability insurance can cover the legal costs involved with claims against
a company on such matters. In the construction industry, professional liability is a must for
contractor that provides advice or professional services, such as a construction management

Professional Liability – Errors & Omissions Insurance – coverage is not provided by a
Commercial General Liability policy. Commercial General Liability does not provide coverage
for errors, contract performance disputes or any other Professional Liability issues.

Most professional liability insurance policies are issued on a claims-made basis. That
means that coverage is only provided for work that is done during the policy period and for
claims that are filed (made) during the policy period. In effect, if an E&O insurance policy is
cancelled, and no provision is made for an extended reporting period, then all coverage stops
and it is as if you never had a policy. We at Atlantic Agency will make sure to analyze the
professional risks that are most threatening to your business and seek insurance that covers
those risks.


Quote Intake Sheet
  1. (required)
  2. (valid email required)
  3. (required)
Business Underwriting Info
  1. Currently Insured?
  2. Claims in last 5 years
  3. Number of Active Employees:
  4. Do you subcontract work?
Liability Coverages
  1. Limit of Liability
Property Coverage
  1. Deductable
  2. Preferred Contact Method